Helping You With Your Home Purchase - Mortgage
Organizing your finances is the critical first step in your home purchase:
Consider the one-time costs associated with a home purchase, including a down payment, legal fees, taxes and moving expenses.
Understand ongoing monthly costs, including mortgage payments, insurance, utilities, property taxes, maintenance and, if applicable, condo fees.
Take into account the equity you may have in your current home and the applicable mortgage options available for your next move.
Pre-qualifying for a mortgage gives you the comfort of knowing how much you can afford and what your monthly payments will be.
A pre-approval from a mortgage lender protects you against interest rate increases for a given period during your home search.